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1 social security cost
эк. тр. стоимость социального страхования (затраты, связанные с осуществлением социального страхования; для предприятия складываются из взносов, уплачиваемых предприятиям для своих работников в фонды социального страхования)See: -
2 social security cost
выплаты по социальному страхованию social skills навыки общения social structure социальная структура social style социальный стильБольшой англо-русский и русско-английский словарь > social security cost
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3 Social Security benefit
эк. тр., страх., гос. фин., амер. пособие [выплата\] по программе "Социальная защита"*, пособие по социальному обеспечению* (любое из пособий, выплачиваемых в рамках системы социальной защиты США; напр., пенсия по старости или пенсия по инвалидности; в соответствии с правилами расчета социальной пенсии: доходы и взносы за прошлые годы индексируются к году ухода на пенсию с учетом роста национального дохода; при расчете размера пенсии также учитывается возраст выхода на пенсию — поощряется более поздний срок выхода на пенсию; нормативным возрастом выхода на пенсию в зависимости от года рождения считается возраст от 65 до 67 лет; минимальным — 62 года; основаниями для еще более раннего назначения пенсии является полученная инвалидность или смерть работника)See:Social Security, cost-of-living adjustment, average indexed monthly earnings, primary insurance amount, retirement benefit, disability benefit, survivor benefit, five-year rule, credits 4), normal retirement age, early retirement age, late retirement age, earnings test, annual retirement earnings test exempt amount, social security wealth, benefit payment, credit 1. 9)* * ** * *. . Словарь экономических терминов .Англо-русский экономический словарь > Social Security benefit
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4 Cost of social security
تكلفة التأمينات الاجتماعية -
5 social
social assets patrimoine m social;social benefits acquis m pl sociaux;social charges (levied on employers) charges f pl sociales;social contract contrat m social, convention f sociale;social cost coût m social;social dumping dumping m social;social entitlements acquis sociaux;social integration insertion f sociale;social ownership propriété f collective;social report bilan m social;social security prestations f pl sociales;∎ to be on social security toucher une aide sociale;social security benefits prestations sociales;social security contribution prélèvement m social;social security office caisse de la Sécurité sociale;social security provisions prévoyance f sociale;social security system régime m de Sécurité sociale;social welfare (system) protection f sociale -
6 cost-of-living adjustment
сокр. COLA1) эк. тр. поправка на рост стоимости жизни, учет роста стоимости жизни (автоматическое повышение заработной платы или других выплат при росте стоимости жизни в результате инфляции; обычное условие коллективных трудовых соглашений; для определения уровня повышения, как правило, используется индекс потребительских цен)Syn:See:2) гос. фин., амер. поправка на рост стоимости жизни (повышение социальной пенсии на основе индекса потребительских цен, осуществляемое с 1950 г. специальными законодательными актами конгресса и с 1975 г. автоматически)See:* * *Англо-русский экономический словарь > cost-of-living adjustment
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7 cost-of-living adjustment
сокр COLA; эконОдна из форм компенсации потерь, связанных с инфляцией. Коллективные договоры с профсоюзами [ collective bargaining agreement] и программы вспомоществования [ social security] предполагают автоматическую индексацию в случае превышения оговоренного уровня инфляцииEnglish-Russian dictionary of regional studies > cost-of-living adjustment
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8 labour cost
учет трудовые затраты, затраты на труд [на рабочую силу\] (затраты организации, связанные с рабочей силой; включают заработную плату и другие выплаты, а также отчисления на социальные нужды, компенсационные выплаты и т. д.)Syn:See: -
9 near cash
!гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.The UK's public spending framework is based on several key principles:"consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;" "the judgement of success by policy outcomes rather than resource inputs;" "strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and"the proper costing and management of capital assets to provide the right incentives for public investment.The Government sets policy to meet two firm fiscal rules:"the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and"the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)"Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and"Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.More information about DEL and AME is set out below.In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets."Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest."Within the Resource Budget DEL, departments have separate controls on:"Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and"The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:"provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;" "enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;" "introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and"not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:"an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;" "an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;" "to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with"further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.Technical Notes explain how performance against each PSA target will be measured.To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.This document was updated on 19 December 2005.Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money————————————————————————————————————————"GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money"————————————————————————————————————————GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money————————————————————————————————————————GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.———————————————————————————————————————— -
10 benefit
1. сущ.1) общ. выгода, прибыль, польза, благо; полезность; преимущество; привилегия, льготаATTRIBUTES:
nonmaterial benefits — нематериальные [духовные\] блага
distinct benefit — явная [ясная\] выгода
COMBS:
1to mutual benefit — с выгодой для обеих сторон, к взаимной выгоде
1for the benefit of smb., for smb.'s benefit — на благо кого-л., с выгодой для кого-л., в пользу кого-л.
1to get [to derive\] benefit from (smth.) — извлекать пользу [выгоду\] из (чего-л.)
to reap the benefit of smth. — пожинать плоды чего-л., извлекать выгоду из чего-л.
to be of benefit to (smth./smb.) — быть полезным [выгодным\] для (чего-л./кого-л.)
Organisations that exist primarily to provide a benefit to owners or members are not regarded as charitable. — Организации которые существует прежде всего для того, чтобы приносить выгоду своим владельцам или членам, не считаются благотворительными.
In the long term, a competitive market can provide benefits to customers. — В долгосрочном периоде конкурентный рынок может принести пользу [выгоды\] потребителям.
Syn:See:after-tax benefit, consumer benefit, customer benefit, external benefit, fringe benefits 2), health benefit 1), product benefit, public benefit 1), social benefit 1), tax benefit, benefit segment, benefit segmentation, cost-benefit analysis2)а) страх. пособие, выплата (сумма, выплачиваемая государством, страховым фондом или работодателем в качестве финансовой поддержки или компенсации лицам определенной категории, напр., пособие по безработице, по болезни и т. п.)ATTRIBUTES:
insurance benefit — страховая выплата, страховое пособие
COMBS:
to be on benefit — жить на пособие, получать пособие
to be entitled to [to be eligible for, to be qualify for\] a benefit — иметь право на пособие, иметь право на получение пособия
This insurance will provide a benefit to your beneficiary( ies) upon your death. — Это страхование предоставит пособие вашему бенефициару/бенефициарам после вашей смерти.
See:accelerated benefits, accident benefit, accident death benefit, accidental death benefit, additional benefit, annuity benefit, apprenticeship benefits, bed reservation benefit, benefit in cash, benefit in kind, bereavement benefit, burial benefit, cafeteria benefit, cafeteria-style benefit, Canada Child Tax Benefit, car benefit, car fuel benefit, carer's benefit, cash benefit, child benefit, child care benefit, child disability benefit, company car benefit, compassionate care benefit, contribution-based benefit, cost-of-living benefit, covered benefit, critical illness benefit, death benefit, death-in-service benefit, disability benefit, disablement benefit, dismemberment benefit, domestic purposes benefit, dread disease benefit, drug benefit, educational benefit, elective benefits, employee benefits, employment benefits, employment insurance benefit, fringe benefits 1), fuel benefit, funeral benefit, health benefit 2), health care benefit, hospice benefit, housing benefit, incapacity benefit, income-related benefit, income-tested benefit, independent youth benefit, industrial death benefit, injury benefit, in-kind benefit, in-network benefits, in-plan benefits, insurance benefit, invalidity benefit, invalids benefit, lifetime benefit, lifetime maximum benefit, living benefits, long-term care benefit, loss of income benefit, loss of time benefit, lump sum benefit, maternity benefit, maternity leave benefit, means-tested benefit, medical benefits, medical expense benefits, medical expenses benefits, Medicare benefits, national insurance benefit, network benefits, noncash benefit, non-contributory benefit, nonforfeiture benefit, non-means-tested benefit, non-network benefits, non-wage benefits, occupational death benefit, optional benefits, out-of-area benefits, out-of-network benefits, out-of-plan benefits, parental benefit, parental leave benefit, pension benefit, periodic benefit, pharmaceutical benefit, pharmacy benefit, post-retirement death benefit, pre-retirement death benefit, public assistance benefit, public benefit 2), rehabilitation benefit, repatriation benefit, retirement benefit, serious illness benefit, sick benefit, sick leave benefit, sickness benefit, social benefit 2), Social Security benefit, social service benefits, strike benefit, supplementary benefit, survivor benefit, survivor's benefit, survivors' benefit, survivorship benefit, terminal illness benefit, termination benefit, trauma benefit, underinsured motorist benefit, unemployment benefits, unemployment insurance benefits, uninsured motorist benefit, universal child care benefit, vacation benefit, welfare benefit, widows benefit, benefit consultant, benefit recipient, benefits advisor, benefits consultant, benefits manager, lifetime benefit maximum, Employee Benefits Security Administration, aid 1. 1), employee benefit planб) страх., эк. тр. пенсия, пенсионное пособиеSyn:See:55-plus benefit, accrued benefits, deferred retirement benefit, disability retirement benefit, early retirement benefit, fifty-five plus benefit, future service benefit, late retirement benefit, nonforfeitable benefits, non-vested benefits, normal retirement benefit, old age benefit, past service benefit, prior service benefit, projected benefits, service retirement benefit, unvested benefits, vested benefits, veterans benefits, defined benefit pension plan, vesting 2), accumulated benefit obligation, Pension Benefit Guaranty Corporation3) театр. бенефис (представление, сборы с которого поступают в пользу одного из актеров либо направляются на определенную цель, напр., на благотворительное мероприятие)2. гл.1) общ. помогать, приносить пользу оказывать благотворное воздействиеExtra few minutes of sleep won’t benefit you as much as a good breakfast. — Лишняя пара минут сна не принесет вам столько пользы, как полноценный завтрак.
2) общ. извлекать пользу, выгоду1to benefit by/from (smth.) — извлекать пользу [выгоду\] из (чего-л.)
I think the student will benefit by further study. — Я думаю, что дальнейшие занятия благотворно скажутся на этом студенте.
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право, привилегия, польза, преимущество: 1) право, которое дает владельцу акция (права на дивиденд, на участие в новом займе, на получение бесплатных акций); 2) налоговые скидка, исключение, зачет; 3) дополнительное - обычно неденежное - вознаграждение при найме сотрудника (медицинская страховка, пенсионная схема, транспорт, обучение детей, компенсация в случае смерти); см. compensation;fringe benefit;4) преимущество, которое получит клиент при покупке данного товара (на это обращается внимание в рекламе).* * *Выгода, польза, выплата. . Словарь экономических терминов .* * *страховое пособие по безработице, по болезни и т. д. -
11 ownership
•• * Из многочисленных слов семантического поля, к которому относится это слово, ownership является, пожалуй, самым широким и сложным по значению. Глагол to own обозначает собственность как возможность контролировать, распоряжаться чем-то. Отсюда, например, употребление этого слова в идущей в США дискуссии о частичной приватизации пенсионной системы (у нас это уже сделали без всякой дискуссии). Пример – из комментария пресс-секретаря Белого дома о разосланных по электронной почте тезисах по проблеме будущего американской пенсионной системы:
•• White House spokesman Scott McClellan said the e-mail was sent Monday to “ opinion leaders” to lay out “the challenges we face and the importance of seizing this opportunity to strengthen Social Security for our children and grandchildren and provide them with some ownership over their retirement savings.” -...дать нашим детям и внукам возможность контролировать часть своих пенсионных накоплений.
•• Можно, наверное, сказать быть собственниками части своих пенсионных накоплений, но тогда может возникнуть вопрос – а разве человек не является фактическим собственником той части пенсионных накоплений, которая находится в государственном пенсионном фонде?
•• Далее в «январских тезисах» – ownership society:
•• “At the end of the day, we want to promote both an ownership society and advance the idea of limited government,” the e-mail said.
•• Здесь значения собственность, ответственность и контроль настолько слитны, что выбрать вариант перевода для словаря не так просто. В данном контексте я предпочел бы не общество собственников, а общество личной ответственности или даже общество самостоятельных людей.
•• Большие трудности вызывает словосочетание country ownership, широко употребляемое в международных организациях, например, в таком контексте: efforts to encourage country ownership of programs and projects. Когда один из участников переводческого форума задал вопрос о переводе этого словосочетания, последовала немедленная реакция: «Похоже, международные бюрократы опять породили какую-то абстрактную химеру. Раньше все говорили про empowerment, тоже кстати трудно переводимый». Однако это выражение встречается не только у «международных бюрократов». Конечно, все что угодно выглядит плохо при неправильном или неумеренном употреблении. Но сейчас слово ownership в модном или близком к нему значении используется и очень хорошими публицистами. Вот пример из статьи одного из лучших, обозревателя газеты International Herald Tribune Уильяма Пфаффа:
•• If in the Security Council, the Bush administration refuses even a symbolic transfer of sovereignty to the Iraqis ( as demanded by Old Europe), and refuses to cede any political authority over the occupation to the UN, Washington will continue to enjoy exclusive ownership of this problem – with all of its risks and its current $87 billion-plus cost to the American taxpayer.
•• Здесь, как и во многих других случаях употребления этого слова, наиболее подходящий вариант перевода – ответственность:
•• <...> Вашингтон будет и впредь нести исключительную ответственность за эту проблему со всеми ее рискованными последствиями и ценой свыше 87 миллиардов долларов, которую заплатит американский налогоплательщик.
•• Сам же термин появился лет пять-семь назад в связи с деятельностью ПРООН. Речь идет о том, что страны, в которых осуществляются программы или проекты ООН, не должны выступать лишь в роли получателя помощи, а должны иметь реальную возможность влиять на ход работы. Кроме вариантов ответственность стран/ национальная ответственность, переводчиками ООН предлагались также заинтересованное/деятельное участие стран, искренняя заинтересованность стран, причастность и т. д.
•• Примеры употребления этого слова наводят на мысль о том, что мода на него связана с некоторой лакуной в английском языке: отсутствием дифференциации в слове independence – это и независимость (прежде всего политическая), и самостоятельность. Такая недифференцированность заставляет пишущих искать другие слова. Во многих случаях контекстуальные варианты со словами самостоятельно, самостоятельность могут подойти в переводе. Пример из статьи в Los Angeles Times:
•• Once established, the assembly would assign a commission to prepare Iraq’s new constitution. With nationwide town hall meetings providing a forum for grass-roots participation in debating and modifying the constitution, the process would enable the Iraqi people to have ownership of the outcome.
•• Здесь, пожалуй, возможны варианты со словами причастность, контроль, но ближе всего к намерению автора – позволит иракскому народу самостоятельно определять результат этого процесса. Несколько вольнее – чувствовать себя хозяином своей судьбы (здесь теряется outcome, а это существенно).
•• (Кстати, town hall meetings – как видим, это словосочетание употребляется не только как чисто американская реалия. Вполне адекватным в данном случае мне кажется вариант собрание общественности.)
•• Еще один пример того, что слово ownership встречается не только в специфическом «международно-чиновничьем» употреблении и не только в сочетании country ownership и может закономерно, как выразился бы Я.И. Рецкер, переводиться при помощи русских слов самостоятельность или контроль, – высказывание министра иностранных дел Иордании, процитированное в журнале Newsweek:
•• Reform is needed in the Arab world, we agree on that. But for it to work, we need ownership of the process, not a one-for-all blueprint from Washington. – Мы должны иметь контроль над этим процессом или Нам нужна самостоятельность в рамках этого процесса, а не стандартное решение, навязываемое Вашингтоном.
•• Кроме country ownership есть еще и total ownership. Вот замечательный фрагмент из книги Боба Вудворда Plan of Attack:
•• Monday, Jan. 13, Powell and Bush met in the Oval Office. The president was sitting in his regular chair in front of the fireplace, and the secretary was in the chair reserved for the visiting leader or most senior U.S. official. For once, neither Cheney nor Rice was hovering.
•• <...> The president said he had made up his mind on war. The United States should go to war.
•• “You’re sure?” Powell asked.
•• Yes, said Bush.
•• “ You understand the consequences,” Powell said in a half question. <...> “You know that you’re going to be owning this place?” Powell said, reminding Bush of what he had told him at a dinner the previous August in which Powell had made the case against military action in Iraq. An invasion would mean assuming the hopes, aspirations and all the troubles of Iraq. Powell wasn’t sure whether Bush had fully understood the meaning and consequences of total ownership.
•• But I think I have to do this, the president said.
•• Right, Powell said.
•• You’re going to be owning this place – русское слово владеть здесь совсем не подходит. Видимо, фразу Пауэлла можно было бы, учитывая последующее, перевести так: Вы понимаете, что будете отвечать за все? Total ownership – полная ответственность.
•• Вообще мало что так способствует обогащению языка, как полемика по острым политическим проблемам. В США главной из них в последние годы, безусловно, является иракская война. Среди языковых новаций, связанных с ней, – the Pottery Barn rule.
•• Цитирую по National Public Radio ту же книгу Вудворда Plan of Attack:
•• According to a new book by Washington Post journalist Bob Woodward, Powell was supportive of the war in public in an effort to win international support. But he was also concerned about the complications of a war. Woodward wrote that behind the scenes, Powell used language from one of Tom Friedman’s columns in referring to the “ Pottery Barn rule” of foreign policy. That is: “you break it, you own it.”
•• ( Pottery Barn – магазин типа «для дома, для семьи», среди прочего торгует керамикой, посудой, стеклом. Таким образом, Pottery Barn rule – что-то вроде правила посудной лавки). Смысл «правила» вроде бы прост: разбил – плати. Однако не все так просто – и в жизни, и в переводе.
•• Автор статьи в Washington Post Уильям Распбери, упомянув это «правило» (the so-called Pottery Barn rule invoked by Secretary of State Colin Powell in his prewar advice to President Bush), дальше пишет: And what, finally, of the “ you break it, you own it” imperative ( which Pottery Barn says is not its policy)?
•• Проверка в Интернете подтверждает, что магазин ни при чем:
•• Responding to Colin Powell’s use of the phrase “The Pottery Barn Rule” to refer to the rule “You break it, you own it,” Williams-Sonoma, parent of Pottery Barn, has issued a press release stating that its policy is in fact to write-down breakage. Более того: The State Department <...> issued a statement yesterday indicating that it did not intend to cast aspersions on the Pottery Barn mark.
•• Да и перевод плати при ближайшем рассмотрении оказывается не лучшим вариантом, ведь Пауэлл имел в виду не только чисто финансовые последствия, но и то, что, пойдя на военные действия, администрация берет на себя ответственность за целую страну. Итак, перевод Разбил – плати верен лишь отчасти. Хотя слово платить имеет и переносный смысл (отвечать за последствия), в переводе этой фразы лучше так и сказать: Разбил/сломал – отвечай ( за последствия).
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12 outlay
1. n1) издержки, расходы, затраты
- advertising outlay
- budget outlays
- capital outlay
- cash outlay
- cost outlay
- current outlays
- direct outlay
- full cost outlay
- general outlay
- initial outlay
- investment outlay
- large-scale outlay of currency
- national outlay
- overall outlay
- public outlay
- social security outlay
- total outlay
- outlay for construction
- outlay for overtime
- outlay of currency
- finance the outlay
- make outlays of money
- recover one's outlay2. vтратить, расходоватьEnglish-russian dctionary of contemporary Economics > outlay
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13 benefit
1. n1) преимущество, привилегия; льгота2) выгода, прибыль3) польза, благо4) пенсия, пособие
- accident benefit
- additional benefits
- cash benefit
- commercial benefit
- cost benefit
- death benefit
- de minimis fringe benefits
- dependant's benefit
- disability benefit
- disablement benefit
- economic benefits
- employee benefits
- financial benefit
- fringe benefits
- future death benefits
- health benefit
- immediate benefit
- incidental benefit
- industrial injuries benefit
- injury benefit
- insurance benefit
- intangible benefit
- lavish benefits
- maternity benefit
- medical benefit
- medicare benefit
- mutual benefit
- nonwage benefits
- old-age benefit
- pecuniary benefit
- pension benefit
- personal benefit
- potential benefit
- preferential benefit
- prime benefit
- public assistance benefit
- recognized benefit
- residual benefit
- retirement benefit
- sickness benefit
- side benefits
- social benefit
- social security benefits
- strike benefit
- survivors' benefit
- unemployment benefit
- veterans' benefits
- welfare benefit
- benefit in cash
- benefit in kind
- the benefit
- be entitled to benefits
- be entitled to full GATT membership benefits
- derive a benefit
- draw unemployment benefit
- exclude benefits from gross income
- inure to smb's benefit
- obtain benefit
- rework current benefits
- benefits, provided to the victims of a terrorist act2. v1) приносить пользу; приносить прибыль2) получать пользу; извлекать выгодуEnglish-russian dctionary of contemporary Economics > benefit
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14 fund
1. n1) запас, резерв, фонд2) pl фонды, денежные средства
- accumulation fund
- adequate funds
- actual fund
- additional funds
- advisory funds
- aggressive growth fund
- amortization fund
- authorized fund
- available funds
- balanced fund
- bank funds
- basic fund
- bond fund
- bond sinking fund
- bonus fund
- borrowed funds
- budgetary funds
- burial fund
- buy-out fund
- capital fund
- capital redemption reserve fund
- cash fund
- charter fund
- claims settlement fund
- clearing house funds
- clone fund
- closed fund
- closed-end investment funds
- common stock fund
- common trust fund
- compensation fund
- consolidated fund
- consumption fund
- contingency funds
- contingent fund
- contract fund
- co-op share fund
- corporate income fund
- corporate liquid fund
- country fund
- cover funds
- credit funds
- currency fund
- debt fund
- debt funds
- deferred fund
- deposit funds
- depreciation fund
- development fund
- discretionary fund
- diversified common stock fund
- diversified common trust fund
- dividend reserve fund
- economic incentive fund
- economic stimulation fund
- emergency funds
- emergency reserve fund
- emerging markets growth fund
- employee benefit trust fund
- endowment fund
- equalization fund
- equalized fund
- equity funds
- equity common trust fund
- equity income fund
- escrow funds
- exchange stabilization fund
- expense fund
- extra funds
- extra-budgetary funds
- federal fund
- federal funds
- federal reserve fund
- federal small business support fund
- fiduciary funds
- financial fund
- financing funds
- floating funds
- floating funds in circulation
- footloose funds
- foreign funds
- fresh funds
- front-end load fund
- frozen funds
- general fund
- go-go fund
- gold settlement fund
- good funds
- government funds
- growth fund
- growth and income fund
- guarantee fund
- hard-currency funds
- hedge fund
- high-quality fund
- house funds
- illiquid funds
- imprest fund
- income fund
- income mutual fund
- indemnification fund
- indivisible funds
- inducement fund
- in-house funds
- insufficient funds
- insurance fund
- interest-sensitive funds
- internal funds
- International Monetary Fund
- investment funds
- joint fund
- labour fund
- lease fund
- lendable funds
- liquid fund
- liquid funds
- liquid foreign exchange funds
- liquid reserve fund
- liquidity fund
- load mutual fund
- loan fund
- loan funds
- loanable funds
- loan redemption fund
- local fund
- long-term funds
- low-cost funds
- material incentives fund
- maximum capital gain mutual fund
- monetary fund
- money market fund
- money market mutual fund
- mutual fund
- mutual mortgage insurance fund
- no-load fund
- off-budget fund
- offshore fund
- open-end investment fund
- open share fund
- outside funds
- overnight funds
- payroll fund
- pension fund
- performance fund
- petty cash fund
- policy reserve fund
- private fund
- private funds
- professional health insurance fund
- proprietary fund
- provident fund
- public funds
- public consumption funds
- public off-budget funds
- purchase fund
- real estate fund
- redemption fund
- registered fund
- released fund
- relief fund
- renewal fund
- research-and-development fund
- reserve funds
- retention funds
- revaluation rerserve fund
- revolving fund
- sector-specified fund
- share fund
- shareholders' fund
- short-term funds
- short-term bond fund
- sinking fund
- slush fund
- social consumption funds
- social security fund
- soft loan fund
- specialized fund
- specialty fund
- special-purpose fund
- special reserve fund
- stabilization fund
- standards of emergency funds
- standby funds
- state funds
- statutory fund
- sufficient funds
- superannuation fund
- surplus funds
- tax-exempt bond fund
- tied-up funds
- trust fund
- uncollected funds
- unit fund
- unpaid liability funds
- utility or other-enterprise fund
- volatile funds
- vulture fund
- wages fund
- welfare fund
- working capital fund
- working time fund
- fund for amortization
- fund for development of production
- fund for expansion of production
- fund for the support of small enterprise
- fund for technological improvement
- funds of a bank
- funds of an enterprise
- fund of funds
- administer a fund
- advance funds
- allocate funds
- appropriate funds
- attract funds
- be pressed for funds
- borrow funds
- call upon the fund
- commit the funds
- convert funds to another purpose
- create funds
- deposit funds
- draw money from the fund
- earmark funds
- establish a fund
- extend funds
- freeze funds
- generate funds
- grant funds
- invest funds
- launch a hedge fund
- make funds available
- manage a fund
- misspend federal funds
- obtain funds
- open a fund
- pay out funds
- provide funds
- raise funds
- redistribute funds
- release funds
- repatriate funds
- set aside funds
- set up a fund
- streamline a fund
- tie up funds
- transfer funds
- withdraw funds2. v2) финансировать, фондировать
- fund through taxation -
15 fund
1.2.1) запас, резерв, фонд2) pl фонды, денежные средства•The funds hit the account. — Средства «упали» на счет, средства переведены на счет.
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16 deduction
dɪˈdʌkʃən сущ.
1) а) вычет;
удержание( for;
from) ;
снижение, сокращение to make a deduction ≈ вычитать Our employer makes a deduction from our salary for the income tax. ≈ Наш работодатель вычитает из нашего жалованья подоходный налог. Syn: subtracting, deducting, abatement б) вычитаемое (число, сумма, величина и т.д.) Syn: subtrahend
2) сбавка, скидка, уступка Syn: discount, rebate
3) а) логический вывод (процедура получения умозаключения), дедукция б) вывод, заключение illogical deduction ≈ нелогичный вывод logical deduction ≈ логичный вывод a deduction about ≈ заключение о These events confirm my deduction that he was to blame. ≈ Эти события подтвердили мое заключение о том, что он виновен. to make a deduction ≈ делать заключение Syn: conclusion, reasoning Ant: induction вычитание, удержание - * of a sum from smb.'s pay удержание определенной суммы из зарплаты удержание, вычет - after * of taxes после удержания налогов - to make a * удерживать (математика) вычитаемое скидка, сбавка;
уступка - a * in the yearly rent скидка на годовую ренту - he wouldn't give me a * on it он не сделает мне скидки на это вывод, (умо) заключение, следствие - fallacious * ложный вывод (логика) выведение, дедукция - to draw a * сделать вывод, вывести следствие - to reach an opinion through /by/ * прийти к какому-л. выводу с помощью дедукции advance ~ авансовый вычет advance ~ предварительное удержание after ~ of за вычетом allowable ~ налог. законная льгота allowable ~ разрешенная скидка basic ~ основной вычет deduction вывод, следствие ~ вывод, заключение;
лог. дедукция ~ вывод ~ вычет ~ вычитаемое ~ вычитание, удержание ~ вычитание, вычет;
удержание;
deduction in pay вычеты, удержания из жалованья ~ вычитание ~ дедукция ~ скидка ~ следствие ~ удержание ~ умозаключение ~ уступка ~ for assessment purposes удержание в целях налогообложения ~ for social security удержание в целях социального обеспечения ~ вычитание, вычет;
удержание;
deduction in pay вычеты, удержания из жалованья ~ of expenditure удержание расходов ~ of interest on premature withdrawal удержание процентов при преждевременном снятии вклада ~ of tax удержание налога disallowed ~ неразрешенное удержание disallowed ~ неразрешенный вычет dividends received ~ вычет из полученного дивиденда excess ~ чрезмерный вычет harmonization ~ соц. скидка для согласованного налогообложения interest ~ процентный вычет invalid's ~ скидка для инвалидов legal ~ удержание по суду maintenance ~ удержание алиментов medical cost ~ вычет на оплату медицинского обслуживания mortgage interest ~ вычет с процента по закладной mortgage interest ~ скидка с процента по закладной nonitemized ~ удержание, не распределенное по статьям percentage ~ процентная скидка с налога personal ~ вычет из личного дохода, не подлежащий обложению repurchase ~ удержание при покупке ранее проданного товара resulting ~ вчт. регулирующий вывод salary ~ вычет из заработной платы salary ~ удержание из заработной платы standard ~ вчт. нормативный вычет standard ~ стандартная сумма дохода, не облагаемая индивидуальным подоходным налогом subsidiary ~ вчт. вспомогательный вывод tax ~ взимание налога tax ~ удержание налога tax ~ based on degree of disability снижение ставки налога в зависимости от группы инвалидности wage ~ вычеты из зарплатыБольшой англо-русский и русско-английский словарь > deduction
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17 actuarial
прил.страх., фин. актуарный (относящийся к оценкам вероятности наступления страхового случая, расчету возможных будущих выплат из пенсионного или иного страхового фонда и определению необходимой величины страховых взносов)See:actuarial accrued liability, actuarial assumption, actuarial calculations, actuarial certificate, actuarial consultant, actuarial cost method, actuarial deficiency, actuarial equity, actuarial gain, actuarial gains and losses, actuarial increase, actuarial interest rate, actuarial loss, actuarial present value, actuarial projection, actuarial rate of return, actuarial report, actuarial surplus, actuarial update, actuarial valuation, actuarial value, actuary, social security* * * -
18 board
сущ.1) общ. доскаSee:2)а) общ., устар. обеденный стол ( накрытый)б) эк. питание (обеспечение питанием в течение рабочего дня работников предприятия, участников мероприятия, путешествия и т. д.)See:3) упр. совет, комитет; коллегия, комиссия; министерство, ведомство; правление (группа людей, принимающих основные управленческие решения в какой-л. организации или контролирующая деятельность в какой-л. области)to appoint a board of directors — назначить [утвердить\] совет директоров
board director — директор-член правления, член совета директоров
Syn:See:marketing board, board of auditors, board of directors, public body, administrative board, board of administration, board of trustees, advisory board, economic board, board interview, board meeting, Board of Education, Board of Inland Revenue, board of review, Board of Tax Appeals, Board of Trade, Board of Veterans Appeals, Broadcasting Board of Governors, Cost Accounting Standards Board, county board, Defense Nuclear Facilities Safety Board, Export Administration Review Board, Federal Housing Finance Board, Federal Retirement Thrift Investment Board, governing board, Governmental Accounting Standards Board, industrial training board, Merit Systems Protection Board, Municipal Securities Rulemaking Board, National Labor Relations Board, National Mediation Board, National Transportation Safety Board, President's Foreign Intelligence Advisory Board, Public Works Loan Board, Railroad Retirement Board, school board, Securities and Investment Board, Social Security Board, statutory board, Surface Transportation Board, tax board of appeal, Workers' Compensation Board, marketing board, board of directors, board meeting, management board, supervisory board, Board of Customs and Excise, Board of General Appraisers, Board of Trade 1), 2), British Overseas Trade Board, currency board, Federal Reserve Board, Board of Governors of the Federal Reserve System, Fed's Board of Governors, Board of Governors of the FRS, Foreign Trade Zones Board, FTZ Board, International Accounting Standards Board, marketing board, Simpler Trade Procedures Board, United Nations System Chief Executives Board for Coordination4) общ. борт (корабля, самолета)to come [go\] on board — сесть на корабль [самолет\]
to go by the board — упасть за борт; быть выброшенным за борт
5)а) бирж. табло, информационный дисплейThe information is displayed on a board. — Информация отражается на табло.
б) бирж., разг. "табло" (обозначение фондовой биржи, особенно Нью-Йоркской)See:
* * *
1) совет (директоров, попечителей); 2) фондовая биржа; см. Big Board; 3) министерство, департамент; 4) торговая палата.* * *. . Словарь экономических терминов . -
19 Medicaid
сущ.страх., амер. "Медикэйд" (в США: государственная программа бесплатной или льготной медицинской помощи малоимущим и членам их семей; осуществляется на основе компенсации затрат на лечение; действует с 1965 г.)See: -
20 Medicare
сущ.1) страх., амер. "Медикэр" (действующая с 1965 г. в США федеральная программа льготного медицинского страхования лиц старше шестидесяти пяти лет, некоторых категорий инвалидов и лиц, страдающих тяжелыми поражениями почек; программа частично финансируется за счет государственных средств, в частности за счет налога для медицинского обеспечения престарелых, входящего в систему пенсионных налогов, частично — за счет взносов работодателей и работников; слово образовано путем слияния "medical" и "care")Medicare beneficiary — бенефициар программы "Медикэр", получатель выплат [пособий\] по программе "Медикэр"
Medicare coverage — (страховое) покрытие по программе "Медикэр"
Medicare Part A [Part B\] benefits — выплаты [пособия\] по части А [части B\] программы "Медикэр"
See:Medicare fund, Centers for Medicare and Medicaid Services, hospital insurance, supplemental medical insurance, Medicare Advantage, Medicare Prescription Drug Coverage, Medicare tax, Social Security, deductible, coinsurance, diagnosis-related groups, cost-based reimbursement, Medigap, decertification, Qualified Medicare Beneficiary, Specified Low-Income Medicare Beneficiary, Medicare Catastrophic Coverage Act, Medicare Savings Program, Explanation of Medicare Benefits, TRICARE For Life, beneficiary premium, advance beneficiary notice, notice of non-coverage, donut hole2) страх. "Медикэр" (в Австралии и Канаде: государственная программа медицинского страхования, финансируемая за счет специальных налогов)See:
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